How We Would Can Rich

How long can you survive on your remaining savings? 

If you were to stop working, imagine this to yourself. 

How long can you survive on your remaining savings? 

What I just asked you was a definition of wealth. 

 

Here is a man named Robert Kiyosaki, an American investor, businessman, author, motivational, speaker, and financial commentator who became well-known in the recent years
who has an estimated net worth of 80 million dollars! 
Want to know something interesting? "Oh?" He wasn't raised in a wealthy background. 
In fact his family was like most people who work but didn't have the best financial education and often times struggled with money.  So then how did Robert become rich today? Let's take a look as he explains in one of his bestsellers called Rich Dad Poor Dad

 

Robert Kiyosaki was born in Hilo Hawaii in April 1947 in 1957 at age nine years old, 

little Robert was attending the same public school where the rich people sent their children for his town had lots of doctors, business owners, and bankers Robert saw that the rich kids would separate themselves from him for his family wasn't able to afford the newest collections of toys and bikes like them. So one day Robert asked his father who had a PhD and completed multiple universities with excellent degrees, "Dad, can you tell me how to get rich?"

Unfortunately, his dad didn't know the right answer because he was a rich himself, so he responded with, "Well, use your head, son." "Stay in school, get good so you could find a safe and secured job. His real dad is what he'll be referred as poor dad. He wasn't poor at this time, in fact, he was making lots of money, but in the end, this man's financial life takes a turn for the worse. Now little Robert has a friend named Mike and which Mike's father would be referred as rich dad. Who started mentoring Robert and his son Mike about how to really become rich. At this point in time, rich dad wasn't really rich yet but soon became to be one of the wealthiest men in Hawaii. So then, what did rich dad teach Robert? 

 

Rich dad poured a strong financial foundation into these kids minds of many important principles. To start off, the first lesson you need to know is you must know the difference between an asset and a liability and that you need to buy assets.

 If you want to be rich this is you really need to know and understand the most! You see, the rich acquire assets and the poor and middle class acquire liabilities but sometimes they think they are assets. The primary cause of financial struggle is simply not knowing the difference between an asset and a liability. "?" OH! Right! You don't even know what an asset or liability is don't you? An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket. For instance let's try cash flow pattern of a normal individual. 

This person right here earns his income from a job and as expenses are things like food, clothes, entertainment, and transportation Unfortunately he doesn't have assets but sure does have liabilities that constantly takes money out of his pocket because things like mortgages, taxes credit cards, loans and believe it or not the house. Now let's thing how to cash flow pattern really works for the rich. Instead of looking to earn more money from their normal job as the only source of income, they buy and own assets that brings money into their pockets as a form of passive income. 

is something that earns money that doesn't require you to trade your time for it, so in other words you would be earning money even as you're sleeping.

Examples of assets are businesses that doesn't require your presence such as stocks bonds, mutual funds, income generating real estate, royalties, notes, and anything else that has value that produces income. As mentioned before, poor dad was making quite a lot of money from his job but his expenses seemed to always keep up with his income, never allowing him to invest in assets. As a result his liabilities such as his mortgages and credit card debts grew greater over time and this is the fault of having income equals expense and assets is less than liabilities and sadly this is what drove poor dad into debt even after he passed away.

 

On the other hand, rich dad's personal financial statement reflects the result of a life dedicated to investing and minimizing liabilities so he has income that is greater than the expense because of assets is greater than liabilities. This is practically why the rich are getting richer! Their assets generate more than enough income to cover expenses with the balance reinvested into the asset column. The asset column continues to grow and therefore the income grows with it. 

You see, both dads worked hard, but they have opposing attitudes and thoughts. One dad recommended study hard so you can find a good company to work for. The other recommended study hard so you can find a good company to buy. One dad said the reason I'm not rich is because I have kids. 

other said the reason I must be rich is because I have you kids. One said when it comes to money play it safe and don't take risk. The other said learn to manage your risk. One said I can't afford that. The other said how can I afford that?

Although both men had tremendous respect for education and learning they disagreed on what they thought was important to learn. Robert learned from rich dad that the truth about the general population, their lives are run forever by two emotions, fear and greed, that keeps you stuck in a pattern of get up, go to work, pay bill. Get up, go to work, and pay bills. Fear has

them in this trap of working, earning money, working, earning money and hoping fear will go away of not having money.

 

 Instead of confronting the fear they react emotionally instead of using their heads. The other emotion which is desire, some call it greed, is a second reason why people also work for money. They desire money for the joy that they think it could buy. But the joy that the money brings is often short-lived and soon needs more money for more joy, more pleasure, more comfort, and more security. You see that same fear and desire is

what makes a lot of people be so fanatical about going to school for a better chance of a high paying job, but don't be discouraged an education and a job are important, but it won't exactly handle that fear. To handle that fear, you need to learn the power of money, not be afraid of it.

Unfortunately most schools don't teach about this and if you don't learn it, you'll become a slave to money. Ignorance of money can cause so much greed and so much fear that can lead you into life's biggest trap of constantly working. Rich Dad said learn to use your emotions to think not think with your emotions.

Examples of emotional thinking are like I need to get another job! I deserve a raise! I want this job because it is secured! Instead of clearly thinking like is there something I'm missing here? This is our reality for most people your profession is your income. The rich, your assets is your

income. Apply these lessons to your life for if I were to ask you about the definition of your wealth.

 

 if you would stop working today, how long can you survive? You might laugh at me and say I no longer work for money, money works for me.if you wana succes in your life then must try this... 

Anxiety, Stress And Depression Solution

What should we do.?

what does the Quran and Sunnah tell us.? about battling with that type of stress what do you learn from the first.? that comes from the believers as they enter Jannah may Allah make us Amongst them (Ameen)

The first thought is what Alhamdulillah no more worrying that shows us dear Muslims that this world is associated with feeling anxious this world every step every single part of our journey every day every week every month there's something else that's going to bring us anxiety and grief. 

i challenge you dear brothers and sisters look back at any phase of your life. when things are good we're worried that things are going to go bad when things are bad we're worried things are bad. when money is wealth a lot we're worried is going to go away investment is going to go down. when money is tight where worried money is tight there is no situation or scenario that we find ourselves in except that there's some anxiety some grief somewhere true not all anxiety is the same Alhamdulillah if we have roof over our heads and food in the pantry and fridge that is much better than those who do not have security and food, but still feeling anxiety worried stressed out is a part and parcel of being human.

and it will only be completely gone when. we enter Jannah Insha'allah and that is why dear brothers and sisters it is so important that we understand and we tackle head-on he reality of stress and grief. and we make us make it a part of our daily discourse, that it is nothing wrong to feel anxious, you don't have to feel guilty for feeling stressed out especially in this time of pandemic.

I mean how can we not be anxious worried stressed out people are dying everyone amongst us has had family or friends that have passed away on top of this we have limited socialization some of the things that would relieve our stress was to be with friends and family, that too has been taken away anxiety in terms of money so many of us our job situations maybe even we're looking for jobs and in this pandemic,

 

Allah families being cooped up it should bring more love but the reality is with that love also comes tension sometimes between husband and wife between father and son it becomes worse because you're all cooped up so no doubt during this time frame this pandemic it's understandable then anxiety and stress and grief and worry it's going to increase okay.

what should we do what does the Qran and Sunnah tell us about battling with that type of stress first and foremost dear Muslims realize that the Quran tells us that people of piety can stress people of taqwafeel anxious the fact that you're stressed out doesn't mean you have bad iman weak iman lack of iman no this is wrong people of taqwa and people of iman also feel stressed out look at the quran so many examples.

Allah tells us that the "mother of musa"  she was full of grief when she put musa in that basket and it went away and allah azzawajal said to her don't be worried don't stress out she was worried and stressed out allah revealed to her indirectly that calm down maryam one of the greatest when she was all alone she had no friend no companion and she was giving birth she was stressed out allah sent an angel to tell her don't worry she was worried the fact that she was maryam did not negate that she was worried her iman was one place and the worry was another place they are not mutually exclusive we learn in the quran that yaakov was stressed out in fact he was so stressed out that that anxiety caused him to lose his sight because of anxiety his eyes did not work the way they were supposed to and yakub is a prophet is anybody going to accuse yakub of not having faith not having iman why are you stressed out don't you have iman in allah feeling stress and iman are not mutually exclusive you can have both together

we have in the quran as well abu bakr al-sadiq was worried in the tower and the prophet sallallahu alaihi calmed him down the prophet (Saww) himself said, that don't worry allah azzawajal is with us and even the sahaba multiple times allah azzawajal tells them sometimes, even for financial issues you know the stock market crashes many of us might feel anxious we lose our 401k something happens we're gonna feel stressed,

we get out of a job there's gonna be anxiety let not that stress become itself a source of stress you get my point here let not your stress itself, cause you to be more stressed out that why am i feeling stress it's okay to be anxious. it's okay to be worried you have iman insha allah and you can still feel worried our prophet salallahu multiple times in the quran allah subhanahu wa ta'ala tells him we know it hurts you what people are saying the reputation it hurts when people say bad about your nabi is consoled over half a dozen times in the quran so many times don't feel anxiety don't feel grief.

allah is consoling the nebula because he is hurt his chest is in constriction because of rumor mongering rumor mongering words words do hurt they hurt so the first point that we learn dear muslims is that feeling anxiety and stress is normalit is natural it's a part and parcel of not just being muslim but being human every one of us is going to feel anxiety at times of tension and we also need to look at it from a biological and a psychological standpoint this is allah's mechanism to put us on our guard imagine. if we didn't feel stressed and we're losing our money that would be a problem imagine what happens when you're stressed out you focus that's the purpose allah blessed us with the mechanism of stress.

 

we all know when adrenaline flows for example our perception changes our focus changes it is a gift from allah which yes it has its own negatives we have to deal with but overall if used properly stress is a part of a gift that is used for our survival for our protection that we start thinking and focusing you know when we're stressed about something we're constantly thinking about it why we need to get a solution if we didn't get that stress why would we think about it so we have to understand that stress anxiety grief at some level is totally normal and it is a part and parcel of not just being a muslim but being a human the second point that this leads me to is that as a muslim alhamdulillah we have tools to minimize stress.

we have tools to help us overcome stress one main tool in the quran to battle against stress is our belief in qadhar in predestination we believe that everything happens by the will of allah and the decree of allah and in that we should feel a sense of calm a sense of protection the believer uses qadhar to feel a consolation for anything that has happened in the past qatar is used to console the past something happened somebody passed away i lost my job the stock market crashed anything in the past tense you say we don't use qatar for the future there's something else used to console the past nothing is going to happen to me except what allah has decreed will happen to me and he is my mawla he is my protector whatever allah has decreed i put my trust in him the one who put me in the situation will also help me get out of it the one who gave me this reason and this cause of feeling anxiety will also give me the tools to cope with that anxiety and to eventually overcome that anxiety.

we firmly believe that anxiety and stress is a means of attaining allah's reward if we channel it to connect with allah any pain and stress that we feel our prophet sallallahu alaihi wasallam said no muslim is afflicted with any grief or stress or pain or anxiety or suffering six adjectives he gave six different things to describe every possible state no pain no anguish no grief no worry no physical pain not even ashoka a thorn that pricks him.

And he is patient except that allah will give him the ajar for that stress and grief faith does note liminate stress but faith allows you to cope with it and deal with it in a way that insha allah you can live a life as normal as possible and then meet allah subhanahu wa ta'ala for that we hope you will continue to enjoy our hopes.... 

How Long It Takes To Change Your Life..?

 have you ever thought to yourself before going to sleep?

Tomorrow is the day i'll change.

tomorrow is the day i'll get up early in the morning have a healthy breakfast go for a morning jog breathe fresh air tomorrow is the day, i want to change to who i really want to be the best version of myself while change doesn't come easy you have to incorporate certain habits in your life that'll eventually lead to you becoming the best version of yourself you'll also have to eliminate certain habits that are hindering  your path well, how long will it take you to form a new habit or get rid of an old one most people will tell you it takes exactly 21 days for a person to form a habit or get rid of an old one ..

.

i remember once in high school one of my teachers told me it takes exactly 21 days, for me to form a new habit and i thought this is my chance to, become a bed maker i thought that for the next 21 days instead of getting up every day and yelling mom please don't forget to make my bed today, i thought i'd do it myself day by day early in the morning 6 a.m even on days,

i was running late, i got up every morning and i made my bed and i hated every second of it and by day 22, i opened my eyes and the first thing i did was say mom please don't forget to make my bed today i quit and of course that was expected and i thought okay maybe i'm just gonna be a little bit worse at life than bed makers whatever i do not exaggerate.

 

 if i say that this 21 day theory is the most famous myth in the world of self-development let's dive a little into our theory to understand where the number 21 came from and the reasons for its spread in self-developmental books and courses Dr. Maxwell Maltz was a plastic surgeon in the 1950s when he began noticing a strange pattern among his patients for example in a nose job he saw that the patient took exactly 21 days to get used to start seeing his or her new nose he also noticed that if a patient had an armor leg amputated the patient would acknowledge the feeling of their new limb for exactly 21 days before starting to get used to their new condition dr maltz published his theory in a book that went very famous in that era and sold over 30 million copies and here the conflict started brewing and people and it made sense, You're in the room with someone you don't know, and you look across the room, you see a stranger, and you think, "I want to talk to this person."

And you can almost hear the first word but it just won't come out, it kind of gets stuck about here, it kind of goes up and down and you don't know ..

You know what?

Here's my advice: just say it. What's the worst that can happen?

They want to talk to you. Well, they're not talking to you now. The first word floodgates. I truly believe that the first word acts as a floodgate. You know, once you said the first word everything else just flows. So keep it simple. A "Hi," a "Hey," a "Hello."and do what every good bowler does. Just gather the enthusiasm, the positivist, the energy, put on a big smile and say, "Hi!"

I know. There's going to be that strange moment right now. Turn to someone sitting next to you, stick your hand out and say hello. Go on. But the moral of the story, really, is what starts

with a "Hello" can end with a marriage proposal and that is a warning.

Step three. 

Find the "me too"s. Have you ever met someone who starts a conversation like they're starting a debate?

"I am from Delhi." "I hate Delhi."

Yeah? Nothing kills a conversation like a negative.

When you meet someone for the first time make an effort to find the one thing that you and that other person might have in common. When you start at that point and then move outward from there, you will find that all of a sudden the conversation becomes a lot easier. And that's because both of you suddenly are on the same side of something and that's a really powerful feeling. 

Now, what could you possibly have in common with a stranger you ask? Could be anything, right?

You're both in the same place at the same time, maybe you're from the same country, maybe you both like the winter or you're longing for it to rain. I don't know, you'd find something.

When you find a "me too,"

you automatically have a kind of buy-in from the other person. Trust me, that's helpful.

Pay a unique compliment. I read somewhere that people will forget what you do, and they'll forget what you say, but they will never forget how you made them feel. So be generous. and go out and give someone a nice full compliment. So, I have this belief about a "compliment immunity meter", and it comes from this experience I had when I met this gorgeous supermodel. and I look at her and I say, "Wow! You are beautiful!" And there is no reaction on her face.

And I think to myself, "How?"

That's when I realized, she is immune to the word "beautiful." She's probably heard it a hundred thousand times today. and if she's on social media, she's heard it a million times today. There are some words that each of us have developed an immunity to. It could be "nice," it could be "awesome," it could be "cool" ...

Stay away from these. Try and construct a compliment that's unique and genuine, and you don't have to lie.

Really.

When you look at someone and say, "I love how when you smile, it's like your nose smiles, and then your eyes smile, and your ears smile, even your forehead smiles and suddenly, the whole person is just smiling." You see, I hope that's a compliment you're not going to forget for a while. Pay a unique and genuine compliment. All of us have opinions; trust me and we all

 want them to be heard and everybody wants validation.

 

So go on and ask for an opinion, and that's when you open up a two-way street. That is when the real communication begins, and you will be surprised how much you can pick up about a person just by asking their opinion on something pretty generic. Here's a mistake that some people make. They ask your opinion about something really difficult. It feels almost intimidating. Somewhere in a room, full of very well-informed people, and someone was to come up to me and say,

"So what do you think about the way the prices 

have affected the real estate market in pakistan?"

I feel a bit cornered. I feel like I might fail, and this is an examination, and that's the lesson. Nobody needs to fail at a first-time conversation Just ask something simple. Keep it generic.

How do you like your coffee?

When did you watch your last movie? What did you think of it?

And when somebody gives you their opinion really listen. Don't listen to reply. Listen to listen.

There's a difference and that brings me to my next point.

Be present at the least you can do is really be in that conversation Just be wholeheartedly present, just be there and - oh! - my favorite part: make eye contact.

Trust me, eye contact is where all the magic happens. You can feel the conversation and trust me, when you are looking at someone in the eye, nine out of ten times, they will not dare look away, right?

Now, if only I could look into the eyes of 1.6 million people,

I would not have to worry about you guys tuning out during the ad breaks. That brings me to this, my favorite point because I think it's got a catchy name.Name, place, animal, thing.

You remember that game?

Remember the little details about a person. Remember their name. It's so important.

It's awful when you meet someone for 18th time, and you say, "You must be Paul, no Peter. Something with the P and it ends with ..."

It's terrible. Remember someone's name and say it back to them.

You have no idea how important you're making them feel, and that's not the only detail.

Remember all the other details as well. The places they like to go to, the places they've been to, the places they want to go to, their pet's names.

How their pet's been feeling lately? 

The things they like. Remember their children's names, that's such a winner.

Remember their wife's names, their girlfriend's names.

Just don't mix up the last two because that could be disastrous.

Remember these little things about people and repeat it back to them,

ask be genuinely interested,

and automatically you kind of become an investor in their well-being,

so they'll feel responsible to you to keep that conversation going.

There we go.

Seven amazing ways that you can make conversation with anyone, and seven reasons why you should use the break that's going to come up to talk to a stranger that you don't know.

I'm going to end with this analogy.

A conversation is like reading A B etc, You can read as long as you want, and you can read what you want, and every person, trust me, is a really good book and it saddens me so much

that entire human lives are being boiled down to 140 characters and catchy headlines.

Because that's not what we are not abridged versions. We are entire human stories.

We deserve more from each other, 

So what are you going to do in this big world we call the library?

Are you going to walk around, look at the hard bound copies and read the titles?

Or are you going to actually reach for a book, open a page and start reading a story?

You decide.